Student Loans
There are two basic categories of loans available: government
loans and private loans. In general, the government loans
for students (also called Stafford Loans) should be your first
stop. Parents should consider government loans for parents
(also called PLUS Loans). Occasionally, private loans can
be competitive with the government programs.
Private or "alternative" loans require NO GOVERNMENT
FORMS and can be a great solution if after receiving your
government loans and grants, you still find a gap between
your available funds and your costs.
Once you've finished going to school, consolidation loans
can help lower your payment amount and combine multiple payments
into one, easy to make payment
Student Loan Consolidation
Student Loan Consolidation can significantly lower your monthly
payment by lengthening the term of your loans, with no prepayment
penalties! When you apply now, you can lock in the lowest
interest rates in the history of the Federal student loan
program! Consolidation is FREE and easy and does not require
a credit check. Get started today - APPLY ONLINE
Benefits of Consolidating with financialaid.com:
When you consolidate with financialaid.com you are eligible
for our Borrower Benefits Package, which can reduce your interest
rate by an additional 1.25%:
- All borrowers benefit from an additional .25% rate reduction
when your payments are automatically deducted from your
checking account.
- Borrowers with $20,000 or more in student loans benefit
from an additional 1% rate reduction after you make 36 on-time
payments.
- To start saving money faster, borrowers can complete the
entire application process online with a pin-less electronic
signature.
Recent graduates can save even more!
If you consolidate during your grace period, your interest
rate will drop an additional .6%. If you have just graduated
you should consolidate your loans as soon as possible!
Consolidate your student loans today before it's too late!
Federal student loan interest rates are at an all time low.
Student loan consolidation will allow you to take advantage
of the lowest interest rates in history.
Student loan consolidation is a FREE government program that
does not require a credit check. To get started today, click
here.
